Damage Excess Calculator
Who pays what when a vehicle gets damaged?
About this tool
When a rental vehicle is damaged, the contract usually says "customer pays excess." Reality is more nuanced: there\'s the excess itself, an admin fee, what insurance covers, and any gap your company has to absorb.
This calculator does the split in 3 numbers — exactly what every rental and fleet operator needs at hand-back.
How to use it
- 1 Enter the total damage cost (estimate or quote).
- 2 Set the customer excess from the rental contract.
- 3 Add your standard admin / handling fee.
- 4 See the split: customer pays, insurance covers, company absorbs.
What you get
- Hand-back ready — Get the split in 3 numbers, defensible for any customer dispute.
- No surprises — See the company absorption gap before you settle, not after.
- Documentation tip — The result page reminds you why photos at hand-over and return matter.
Do it for every case with Vehicle Hub
Work out one claim here – and keep every vehicle with its photos and data in one stock list in Vehicle Hub.
Cancel anytime · No long-term contract · 14 days free