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Damage Excess Calculator

Who pays what when a vehicle gets damaged?

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Next step

Work out one claim here – and keep every vehicle with its photos and data in one stock list in Vehicle Hub.

Start 14-day free trial Cancel anytime · No long-term contract · 14 days free

About this tool

When a rental vehicle is damaged, the contract usually says "customer pays excess." Reality is more nuanced: there\'s the excess itself, an admin fee, what insurance covers, and any gap your company has to absorb.

This calculator does the split in 3 numbers — exactly what every rental and fleet operator needs at hand-back.

How to use it

  1. 1 Enter the total damage cost (estimate or quote).
  2. 2 Set the customer excess from the rental contract.
  3. 3 Add your standard admin / handling fee.
  4. 4 See the split: customer pays, insurance covers, company absorbs.

What you get

  • Hand-back ready — Get the split in 3 numbers, defensible for any customer dispute.
  • No surprises — See the company absorption gap before you settle, not after.
  • Documentation tip — The result page reminds you why photos at hand-over and return matter.
Vehicle Hub

Do it for every case with Vehicle Hub

Work out one claim here – and keep every vehicle with its photos and data in one stock list in Vehicle Hub.

Cancel anytime · No long-term contract · 14 days free

Vehicle Hub

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