Why does cost per km matter more than monthly cost?

Because monthly cost ignores how much you actually drive. Two vehicles at €400/month look equal — but if one does 25,000 km/year and the other 8,000, their per-km cost differs by 3x.

Should I include financing interest?

For accuracy yes — add it to maintenance/year as a workaround, or use the resale value to capture opportunity cost. The calculator focuses on real cash out.

How accurate is the depreciation estimate?

It uses linear depreciation (purchase – resale). Real depreciation is steepest in years 1–2, but linear is close enough for TCO comparison. For exact resale, check market data per make.

Vehicle Hub

Free Tool

Vehicle TCO Calculator

See what a vehicle truly costs over its life

Free Total Cost of Ownership calculator: purchase, fuel, insurance, maintenance and depreciation in one number per km, per year, per lifetime.

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Most vehicle owners underestimate the true cost by 30–50%. The sticker price is just the start — fuel, insurance, maintenance and depreciation often add up to more than the original purchase price over 5 years.

This calculator combines all of it into the one number that actually matters: cost per kilometer. Compare two vehicles, two ownership periods, or two usage scenarios in seconds.

Book a Demo

Quick — under 90 seconds

How to Use

Enter purchase price and expected resale value at end of ownership.
Set annual mileage and years of ownership.
Add fuel price + average consumption.
Enter yearly insurance + maintenance.
Read total TCO, cost per year, cost per km.

Benefits

All-in cost — Combines depreciation, fuel, insurance, maintenance into one number you can compare.

Per-km clarity — The truest comparison metric for fleet, leasing or personal decisions.

No spreadsheet — Eight inputs, instant TCO. Re-run with different mileage to test scenarios.